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Showing posts from February, 2013

APA PKS DAN PENIAGA KECIL DAPAT DLM BAJET 2010-2013

Banyak faedah yang telah dinikmati  entrepreneur dan peniaga kecil. Kerajaan sgt prihatin   PKS PENIAGA KECIL 2010 ·        Dana pinjaman dan geran berjumlah RM8.8 bilion untuk PKS ditawarkan oleh pelbagai agensi kewangan. ·        RM350 juta dana SME Corp. untuk pinjaman dan program pembangunan PKS . ·        Enam Tabung PKS oleh Bank Negara berjumlah RM13.4 bilion memanfaatkan 46,000 PKS. ·        Institusi kewangan perlu meluluskan pembiayaan mikro dalam purata 6 hari dan pengeluaran dalam purata 4 hari. ·        Bantuan lain PKS: -       Membeli ruang niaga , menyediakan infrastruktur luar kawasan perindustrian dan menjalani Skim Kilang Bimbingan sebanyak RM57 juta menerusi SME Bank.   ·        TEKUN - RM200 juta pembiayaan kewangan untuk peniaga kecil. - Peniaga kecil India, pembiayaan RM20 juta (RM15 juta sebelumnya) ·        Peniaga kecil menikmati jaminan kewangan melalui perlin

RUKUN NEGARA: HISTORY OF THE FORMULATION

Malaya under British rule The British occupation and the liberal immigration policy that they introduced to the then Malaya, had changed the form of society in this country. Through the said policy, the British brought labourers from China, India and Indonesia into the country to work in the tin mines, rubber estate and open businesses in towns. Under the British 'divide and rule' policy, the three ethnic groups namely the Malays, Chinese and Indians in the country had been segregated. Most of the Malays lived in the villages as farmers while the Chinese lived in towns as traders. The Indians stayed and worked in the estates with a minority of them lived in towns. These ethnics groups also followed different educational curriculum in their respective schools. The situation continued until the country achieved its independence on 31 August 1957. Racial clashes   In 1956, a year before the country achieved its independence  chaos broke out in Pulau Pinang durin